GENERAL TERMS AND CONDITIONS (T&Cs)
TERMS AND CONDITIONS - ZI-CHAT
1. INTRODUCTION
Welcome to ZI-CHAT. By accessing or using our platform,
you agree to comply with these General Terms and Conditions (T&Cs).
Please read them carefully before using our services.
2. PURPOSE
These Terms define the conditions for accessing and using the ZI-CHAT platform, including:
- Social media monetization
- Privacy protection
- Subscription system with cashback
- User segmentation
- Non-intrusive advertising
- Paid blog section
- Knowledge sharing
- AI Assistant
- Strategic partnerships
- Exclusive events
3. REGISTRATION AND USER ACCOUNT
3.1 Account Creation
To access certain features, you must create a user account
and provide accurate, complete, and up-to-date information.
3.2 Account Security
You are responsible for maintaining the confidentiality of your credentials.
Any activity performed through your account is your sole responsibility.
4. PLATFORM USAGE
4.1 Legal Compliance
You agree to use ZI-CHAT in compliance with applicable laws
and these General Terms.
4.2 Prohibited Content
It is strictly forbidden to publish or share content that is:
- Illegal
- Offensive
- Defamatory
- In violation of third-party rights
4.3 Enforcement of Rules
ZI-CHAT reserves the right to remove inappropriate content
and to suspend or delete accounts in violation of these terms.
5. MONETIZATION AND INSTANT CASHBACK
5.1 Monetization System
ZI-CHAT offers a clear, transparent, and legally compliant monetization system based on:
An instant cashback system designed to reward users' genuine engagement;
An affiliate program, allowing each user to benefit from the value of their network.
These mechanisms aim to encourage real activity and value creation on the platform.
5.2 Eligibility Criteria for Instant Cashback
Cashback is granted immediately when all the following cumulative conditions are met:
Valid Subscription
The user must hold an active and valid paid subscription on the platform.
Real and Measurable Engagement
Eligibility is based on concrete participation in the platform's community life, including:
- Content publication
- Community interactions (comments, reactions, discussions)
- Genuine engagement with other members
Legitimate Affiliation
Each subscribed user is assigned a unique affiliate link.
Cashback is awarded to the referrer when the new user:
- Registers via the affiliate link
- Subscribes to a paid plan
- Begins active use in compliance with the platform's conditions
5.3 Calculation and Payment Terms
Cashback is credited immediately to the referrer's PayPal account.
ZI-CHAT may occasionally offer promotional campaigns,
varying the cashback rate from 10% to 50%, according to the following situations:
New user referred during a promotion
The referrer benefits from the applicable promotional rate.
New user referred outside a promotional period
The referrer receives the standard rate of 10%.
Existing user subscribing during a promotion
The referrer benefits from the promotional rate in force if the subscription
is taken out during the promotional period.
No deferred payment date, monthly validation, or delay applies.
5.4 Abuse Prevention and Compliance
ZI-CHAT reserves the right to suspend or terminate any account detected
as participating in fraudulent, artificial, or abusive activity,
and to initiate any appropriate legal action.
The cashback system is based exclusively on real activity
and does not constitute a financial instrument or investment product.
ZI-CHAT complies with applicable legislation regarding user protection
and fraud prevention.
6. PRIVACY PROTECTION AND DATA PROCESSING
6.1 GDPR Compliance
All personal data is processed in accordance with the General Data Protection Regulation (GDPR).
6.2 Identity Verification
Identification documents may be requested to:
- Prevent fraud
- Ensure account legitimacy
This complies with Directive (EU) 2015/849 on anti-money laundering
and countering the financing of terrorism.
6.3 Transparency and Consent
Users are clearly informed and must provide explicit consent
for the processing of their data, in accordance with the Privacy Policy.
6.4 User Rights
Users have the right to:
- Access and rectify their personal data
- Request deletion, except where legal retention obligations apply
- Obtain data portability in a structured and machine-readable format
6.5 Data Security
Appropriate technical and organizational measures are implemented
to protect personal data.
7. ADVERTISING AND MARKETING
7.1 Advertising Model
ZI-CHAT uses non-intrusive and preference-based advertising.
7.2 User Control
Users have full control over their advertising preferences.
8. BLOG SECTION AND KNOWLEDGE SHARING
8.1 Monetized Content
Content creators can generate revenue via the blog section,
in compliance with European e-commerce and intellectual property laws.
8.2 Professional Ethics
Professionals must guarantee transparency, accuracy,
and adherence to ethical standards.
9. AI ASSISTANT
9.1 Professional Use
An AI assistant is available for professional users
and complies with European data protection laws.
9.2 Data Protection
Voice and mobile data are processed according to strict
security and confidentiality standards.
10. STRATEGIC PARTNERSHIPS AND EVENTS
10.1 Partnerships
ZI-CHAT collaborates with brands and providers through transparent partnerships,
in compliance with European competition laws.
10.2 Events
Exclusive events and promotional items are offered to premium subscribers,
according to European advertising regulations.
11. LIABILITY AND WARRANTIES
11.1 Service Availability
ZI-CHAT strives to ensure reliable availability but cannot guarantee
uninterrupted continuity.
11.2 Disclaimer
Use of the platform is at your own risk.
ZI-CHAT disclaims all liability for any direct or indirect damage.
12. MODIFICATION OF TERMS
12.1 Updates
ZI-CHAT may modify these Terms at any time.
12.2 Notification
Substantial changes will be communicated via email
or platform notification.
13. GOVERNING LAW AND JURISDICTION
- Applicable Law: French Law
- Jurisdiction: Courts of Paris
- Dispute Resolution: Priority is given to amicable resolution
before any legal recourse.
14. CONTACT
For any questions or complaints:
Email: info@zi-chat.com
15. COOKIE POLICY
ZI-CHAT uses cookies to improve user experience,
analyze traffic, and personalize content.
Users can manage preferences via browser settings.
16. RIGHT OF WITHDRAWAL
Consumers have a 14-day withdrawal period
from the date of subscription to a paid service.
Contact: info@zi-chat.com
17. PAYMENT METHODS AND SECURITY
- Payments via PayPal or Stripe
- Transactions secured by advanced encryption
- Refunds according to the Refund Policy
18. INTELLECTUAL PROPERTY
All platform content is protected by intellectual property law.
Users retain ownership of the content they create.
19. LIMITATION OF LIABILITY
Services are provided "as is" and "as available".
ZI-CHAT is not responsible for cases of force majeure
or user misuse.
20. DISPUTE RESOLUTION
Order of resolution:
1. Amicable resolution
2. Mediation
3. Legal proceedings in Paris if necessary
21. AFFILIATIONS AND COMMISSION MODEL
The affiliation system rewards actual activity and value creation,
not simple recruitment.
22. PROOF OF WORK MODEL
ZI-CHAT operates on a Proof of Work model:
- Mandatory active participation
- Content creation and engagement required
- Distinct from pyramid or Ponzi schemes
23. TRANSPARENCY AND LEGAL COMPLIANCE
- No mandatory recruitment
- No entry fees to participate in cashback
- Full compliance with European and international laws
24. PRIVACY POLICY
Detailed information is available in the Privacy Policy,
which is an integral part of these Terms.
25. PARTNER SUBSCRIPTION TERMS
25.1 Description
Access conditions for partners are defined in individual partnership agreements.
25.2 Duration and Renewal
Subscriptions do not renew automatically unless explicitly stated.
25.3 Partner Obligations
Partners must respect these Terms, applicable laws,
and their specific contract.
25.4 Termination
ZI-CHAT may terminate access immediately in case of:
- Legal violation
- Platform misuse
- Contractual breach
25.5 Early Termination
Conditions for early termination are defined in the partnership agreement.
25.6 Liability and Indemnification
Partners agree to indemnify ZI-CHAT against any claims
resulting from misuse or legal violation.
1. INTRODUCTION
Welcome to ZI-CHAT. By accessing or using our platform,
you agree to comply with these General Terms and Conditions (T&Cs).
Please read them carefully before using our services.
2. PURPOSE
These Terms define the conditions for accessing and using the ZI-CHAT platform, including:
- Social media monetization
- Privacy protection
- Subscription system with cashback
- User segmentation
- Non-intrusive advertising
- Paid blog section
- Knowledge sharing
- AI Assistant
- Strategic partnerships
- Exclusive events
3. REGISTRATION AND USER ACCOUNT
3.1 Account Creation
To access certain features, you must create a user account
and provide accurate, complete, and up-to-date information.
3.2 Account Security
You are responsible for maintaining the confidentiality of your credentials.
Any activity performed through your account is your sole responsibility.
4. PLATFORM USAGE
4.1 Legal Compliance
You agree to use ZI-CHAT in compliance with applicable laws
and these General Terms.
4.2 Prohibited Content
It is strictly forbidden to publish or share content that is:
- Illegal
- Offensive
- Defamatory
- In violation of third-party rights
4.3 Enforcement of Rules
ZI-CHAT reserves the right to remove inappropriate content
and to suspend or delete accounts in violation of these terms.
5. MONETIZATION AND INSTANT CASHBACK
5.1 Monetization System
ZI-CHAT offers a clear, transparent, and legally compliant monetization system based on:
An instant cashback system designed to reward users' genuine engagement;
An affiliate program, allowing each user to benefit from the value of their network.
These mechanisms aim to encourage real activity and value creation on the platform.
5.2 Eligibility Criteria for Instant Cashback
Cashback is granted immediately when all the following cumulative conditions are met:
Valid Subscription
The user must hold an active and valid paid subscription on the platform.
Real and Measurable Engagement
Eligibility is based on concrete participation in the platform's community life, including:
- Content publication
- Community interactions (comments, reactions, discussions)
- Genuine engagement with other members
Legitimate Affiliation
Each subscribed user is assigned a unique affiliate link.
Cashback is awarded to the referrer when the new user:
- Registers via the affiliate link
- Subscribes to a paid plan
- Begins active use in compliance with the platform's conditions
5.3 Calculation and Payment Terms
Cashback is credited immediately to the referrer's PayPal account.
ZI-CHAT may occasionally offer promotional campaigns,
varying the cashback rate from 10% to 50%, according to the following situations:
New user referred during a promotion
The referrer benefits from the applicable promotional rate.
New user referred outside a promotional period
The referrer receives the standard rate of 10%.
Existing user subscribing during a promotion
The referrer benefits from the promotional rate in force if the subscription
is taken out during the promotional period.
No deferred payment date, monthly validation, or delay applies.
5.4 Abuse Prevention and Compliance
ZI-CHAT reserves the right to suspend or terminate any account detected
as participating in fraudulent, artificial, or abusive activity,
and to initiate any appropriate legal action.
The cashback system is based exclusively on real activity
and does not constitute a financial instrument or investment product.
ZI-CHAT complies with applicable legislation regarding user protection
and fraud prevention.
6. PRIVACY PROTECTION AND DATA PROCESSING
6.1 GDPR Compliance
All personal data is processed in accordance with the General Data Protection Regulation (GDPR).
6.2 Identity Verification
Identification documents may be requested to:
- Prevent fraud
- Ensure account legitimacy
This complies with Directive (EU) 2015/849 on anti-money laundering
and countering the financing of terrorism.
6.3 Transparency and Consent
Users are clearly informed and must provide explicit consent
for the processing of their data, in accordance with the Privacy Policy.
6.4 User Rights
Users have the right to:
- Access and rectify their personal data
- Request deletion, except where legal retention obligations apply
- Obtain data portability in a structured and machine-readable format
6.5 Data Security
Appropriate technical and organizational measures are implemented
to protect personal data.
7. ADVERTISING AND MARKETING
7.1 Advertising Model
ZI-CHAT uses non-intrusive and preference-based advertising.
7.2 User Control
Users have full control over their advertising preferences.
8. BLOG SECTION AND KNOWLEDGE SHARING
8.1 Monetized Content
Content creators can generate revenue via the blog section,
in compliance with European e-commerce and intellectual property laws.
8.2 Professional Ethics
Professionals must guarantee transparency, accuracy,
and adherence to ethical standards.
9. AI ASSISTANT
9.1 Professional Use
An AI assistant is available for professional users
and complies with European data protection laws.
9.2 Data Protection
Voice and mobile data are processed according to strict
security and confidentiality standards.
10. STRATEGIC PARTNERSHIPS AND EVENTS
10.1 Partnerships
ZI-CHAT collaborates with brands and providers through transparent partnerships,
in compliance with European competition laws.
10.2 Events
Exclusive events and promotional items are offered to premium subscribers,
according to European advertising regulations.
11. LIABILITY AND WARRANTIES
11.1 Service Availability
ZI-CHAT strives to ensure reliable availability but cannot guarantee
uninterrupted continuity.
11.2 Disclaimer
Use of the platform is at your own risk.
ZI-CHAT disclaims all liability for any direct or indirect damage.
12. MODIFICATION OF TERMS
12.1 Updates
ZI-CHAT may modify these Terms at any time.
12.2 Notification
Substantial changes will be communicated via email
or platform notification.
13. GOVERNING LAW AND JURISDICTION
- Applicable Law: French Law
- Jurisdiction: Courts of Paris
- Dispute Resolution: Priority is given to amicable resolution
before any legal recourse.
14. CONTACT
For any questions or complaints:
Email: info@zi-chat.com
15. COOKIE POLICY
ZI-CHAT uses cookies to improve user experience,
analyze traffic, and personalize content.
Users can manage preferences via browser settings.
16. RIGHT OF WITHDRAWAL
Consumers have a 14-day withdrawal period
from the date of subscription to a paid service.
Contact: info@zi-chat.com
17. PAYMENT METHODS AND SECURITY
- Payments via PayPal or Stripe
- Transactions secured by advanced encryption
- Refunds according to the Refund Policy
18. INTELLECTUAL PROPERTY
All platform content is protected by intellectual property law.
Users retain ownership of the content they create.
19. LIMITATION OF LIABILITY
Services are provided "as is" and "as available".
ZI-CHAT is not responsible for cases of force majeure
or user misuse.
20. DISPUTE RESOLUTION
Order of resolution:
1. Amicable resolution
2. Mediation
3. Legal proceedings in Paris if necessary
21. AFFILIATIONS AND COMMISSION MODEL
The affiliation system rewards actual activity and value creation,
not simple recruitment.
22. PROOF OF WORK MODEL
ZI-CHAT operates on a Proof of Work model:
- Mandatory active participation
- Content creation and engagement required
- Distinct from pyramid or Ponzi schemes
23. TRANSPARENCY AND LEGAL COMPLIANCE
- No mandatory recruitment
- No entry fees to participate in cashback
- Full compliance with European and international laws
24. PRIVACY POLICY
Detailed information is available in the Privacy Policy,
which is an integral part of these Terms.
25. PARTNER SUBSCRIPTION TERMS
25.1 Description
Access conditions for partners are defined in individual partnership agreements.
25.2 Duration and Renewal
Subscriptions do not renew automatically unless explicitly stated.
25.3 Partner Obligations
Partners must respect these Terms, applicable laws,
and their specific contract.
25.4 Termination
ZI-CHAT may terminate access immediately in case of:
- Legal violation
- Platform misuse
- Contractual breach
25.5 Early Termination
Conditions for early termination are defined in the partnership agreement.
25.6 Liability and Indemnification
Partners agree to indemnify ZI-CHAT against any claims
resulting from misuse or legal violation.