Terms and Conditions of Use

Welcome to ZI-CHAT. By accessing or using our platform, you agree to comply with these Terms of Use (TOU). Please read them carefully before starting to use our services.

These Terms of Use aim to define the terms and conditions for accessing and using the ZI-CHAT platform, including services such as social media monetization, privacy protection, subscription system with cashback, user segmentation, non-intrusive advertising, paid blog section, knowledge sharing, AI assistant, strategic partnerships, and exclusive events.

3.1 To access certain features of ZI-CHAT, you must create a user account. You agree to provide accurate, complete, and up-to-date information during your registration.

3.2 You are responsible for maintaining the confidentiality of your username and password. Any activity carried out using your account is your responsibility.

4.1 You agree to use ZI-CHAT in compliance with applicable laws and these Terms of Use.

4.2 It is prohibited to post, distribute, or share content that is illegal, offensive, defamatory, or infringes on the rights of others.

4.3 ZI-CHAT reserves the right to remove inappropriate content or suspend accounts that violate these Terms of Use.

5.1 ZI-CHAT offers monetization options for users, including a cashback system based on legitimate affiliations.

5.2 How to Earn Cashback:
• Membership and Active Participation: Users must subscribe to a membership plan on our platform and actively participate by posting content, following other members, and engaging in discussions.
• Legitimate Affiliations: Each user receives a unique affiliate link upon registration, which becomes active when a subscription is purchased. When a new user registers through this affiliate link and becomes an active user, the initial subscriber earns a commission in the form of cashback.
• Eligibility Requirements: The new user must be an active participant on the platform, meeting activity criteria. The referrer must also maintain regular activity on the platform.
• Calculation and Payment of Cashback: Cashback of 10% is calculated based on the subscription amount paid by the new user and is paid monthly, provided the eligibility requirements are met by both parties (referrer and referee).

5.3 Withdrawing Cashback:
To withdraw accumulated cashback, the user must have a minimum balance of €10 on the platform. Cashback can be used on the platform or withdrawn through a dedicated PayPal or Stripe account, in compliance with applicable financial regulations.

6.1 ZI-CHAT ensures that all personal data collected, including identification documents and payment information, is processed in compliance with the General Data Protection Regulation (GDPR) of the European Union.

6.2 The collection of identification documents during registration is used to verify users' identities, reducing the risk of fraud and ensuring the legitimacy of account ownership. This measure aligns with the requirements of Directive (EU) 2015/849 on the prevention of the use of the financial system for the purpose of money laundering or terrorist financing.

6.3 Users must be clearly and transparently informed about the need to provide identification documents and payment information. They must also give explicit consent for the processing of this data, in accordance with our Privacy Policy.

6.4 Right of Access and Rectification: You may request access to your personal data at any time and request corrections if the data is inaccurate or incomplete.

6.5 Right to Erasure: You may request the deletion of your personal data unless its retention is necessary to comply with legal obligations or to defend legal claims.

6.6 Data Portability: You have the right to receive your personal data in a structured, commonly used, and machine-readable format, and to transmit it to another data controller.

6.7 Data Security: We implement appropriate technical and organizational measures to ensure a level of security appropriate to the risk, protecting your personal data against destruction, loss, alteration, unauthorized disclosure, or unauthorized access.

7.1 ZI-CHAT uses non-intrusive and targeted advertisements based on users' interests, respecting their preferences and privacy rights.

7.2 Users have full control over their advertising preferences.

8.1 Content creators can generate revenue through the ZI-CHAT blog section, in compliance with European laws on e-commerce and intellectual property.

8.2 Professionals are encouraged to share advice and opinions while adhering to standards of transparency and professional ethics.

9.1 ZI-CHAT integrates an AI assistant for professional users, offering mobile features and support in compliance with EU data protection regulations.

9.2 The AI assistant adheres to European regulations on data security, particularly regarding the collection and use of users' voice and mobile information.

10.1 ZI-CHAT establishes transparent partnerships with luxury brands, tech companies, and services like Uber Eats, in accordance with European laws on competition and fair business practices.

10.2 Exclusive music events and goodies are offered to premium subscribers, in compliance with European Union guidelines on promotion and advertising.

11.1 ZI-CHAT strives to ensure the availability and quality of its services. However, ZI-CHAT cannot be held liable for temporary interruptions or data loss.

11.2 You use the platform at your own risk. ZI-CHAT disclaims all liability for any direct or indirect damages resulting from the use of the platform.

12.1 ZI-CHAT reserves the right to modify these Terms of Use at any time. Changes will take effect upon their publication on the website.

12.2 You will be informed of any substantial changes to the Terms of Use via email or through a notification on the platform.

13.1 These Terms of Use are governed by French law.

13.2 In the event of a dispute regarding the interpretation or enforcement of these Terms of Use, the parties will strive to find an amicable solution. Failing that, the competent courts will be those within the jurisdiction of Paris.

For any questions or complaints regarding these Terms of Use, you can contact us at the following address: info@zi-chat.com

ZI-CHAT uses cookies to enhance the user experience, analyze site traffic, and personalize content and advertisements. By using our platform, you agree to the use of cookies in accordance with our Cookie Policy. You can manage your cookie preferences through your browser settings.

In accordance with European legislation, consumers have a right of withdrawal within 14 days from the date of subscribing to a paid service on ZI-CHAT. To exercise this right, please contact our customer support at info@zi-chat.com.

Payments on ZI-CHAT can be made via PayPal or Stripe. All transactions are secured using advanced encryption protocols. In case of payment issues, please contact our support team at info@zi-chat.com. Refunds are processed in accordance with our Refund Policy.

ZI-CHAT and its content (texts, images, videos, logos, etc.) are protected by intellectual property laws. Any unauthorized reproduction, distribution, or use of the platform's content is strictly prohibited. Users retain intellectual property rights over the content they create and share on ZI-CHAT.

ZI-CHAT cannot be held liable for service interruptions, data loss, or any other damages resulting from the use of the platform. The services are provided "as is" and "as available." ZI-CHAT disclaims all liability in cases of force majeure or user misconduct.

In the event of a dispute regarding these Terms of Use or the use of the platform, the parties will strive to reach an amicable solution. If no amicable solution is found, the parties may resort to mediation in accordance with applicable laws. Failing that, the competent courts will be those within the jurisdiction of Paris.

ZI-CHAT's model is based on legitimate affiliations where users earn commissions (cashback) by inviting new members to subscribe to a membership plan and actively participate. This approach rewards users for their actual activity and the value they bring to the platform, rather than merely recruiting new members without substantial engagement.

Zi-Chat operates on a "proof of work" model, where users must actively participate to earn commissions. They need to not only invite new members but also encourage them to contribute content, interact with the community, and meet the defined criteria for being considered active. This distinguishes it from pyramid or Ponzi schemes, where earnings primarily depend on recruiting new members without any real activity.

ZI-CHAT's Terms of Use clearly outline the membership conditions, participation criteria for new users, and the precise rules for calculating and distributing cashback. No entry fees are required to participate in the cashback program, and there is no obligation to recruit others to simply join the platform. All activities are conducted in compliance with European and international laws, particularly regarding consumer protection and personal data processing in accordance with the EU's GDPR.

For more information on how we collect, use, and protect your personal data, please refer to our Privacy Policy.
By accessing ZI-CHAT, you agree to these Terms of Use. Thank you for your trust, and we wish you an enjoyable experience on our platform.

25.1 Description ZI-CHAT offers partners access to and use of the full platform for a duration specified in the partnership agreement. The exact duration, included functionalities, and any other specific conditions are explicitly stated in the individual partnership contract.

25.2 Duration and Renewal The duration of the partner subscription is clearly specified in the partnership agreement. Upon expiration of this period, the subscription will not automatically renew unless explicitly stated in the contract. Partners wishing to renew their subscription must contact ZI-CHAT to negotiate new terms.

25.3 Terms of Use Partners agree to use ZI-CHAT in compliance with these General Terms of Use, applicable laws, and the specific terms outlined in their partnership agreement. Any misuse, violation of conditions, or infringement of platform policies may result in immediate termination of access.

25.4 Termination and Breach ZI-CHAT reserves the right to immediately terminate the partner subscription without prior notice if the partner violates any clause of these General Terms of Use or the partnership agreement, particularly including:
• Non-compliance with applicable laws
• Misuse or unauthorized use of platform services
• Failure to meet obligations or stipulated conditions
Upon termination, the partner must immediately cease all use of the platform. ZI-CHAT shall not be held liable for any losses or damages suffered by the partner due to this termination. In cases of severe abuse or violations, ZI-CHAT reserves the right to permanently delete the partner's account and blacklist them from the platform.

25.5 Early Termination Partners wishing to terminate their agreement before the specified end date must notify ZI-CHAT in writing. Conditions for early termination, including any financial obligations or penalties, are detailed in the individual partnership contract.

25.6 Liability and Indemnification Partners agree to indemnify and hold ZI-CHAT harmless from any claims, damages, or liabilities resulting from a breach of the General Terms of Use, misuse of the platform, or any illegal activities related to their partner subscription.